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Why Is My Car Overheating? Symptoms, Causes, and Repair Costs

7 min read · Published 2026-02-25

An overheating engine is one of the most damaging problems your car can have. Drive an overheated engine for even a few minutes and you can warp the head, blow the head gasket, or seize the engine completely. The repair bill on a destroyed engine often exceeds the value of the car.

Warning Signs Your Engine Is Overheating

What to Do Right Now If Your Car Is Overheating

  1. Turn off the AC, turn on the heater full blast. The heater pulls heat from the engine.
  2. Pull over as soon as safely possible.
  3. Turn off the engine and let it cool for at least 30 minutes.
  4. Do not open the radiator cap while hot. Pressurized coolant can spray and cause severe burns.
  5. Once cool, check the coolant level. If low, you have a leak.
  6. Call for a tow if you cannot safely reach a shop.

Most Common Causes

Low Coolant or Leak

The simplest cause. A leak in the radiator, water pump, hoses, or heater core can drain coolant until the system cannot cool the engine.

Cost to fix: $50 to $1,200 depending on what is leaking.

Failed Thermostat

A stuck-closed thermostat blocks coolant flow, causing rapid overheating. A stuck-open thermostat does not overheat but causes other issues.

Cost to fix: $150 to $450.

Failed Water Pump

The water pump circulates coolant. If the impeller breaks or the pump leaks badly, the engine overheats.

Cost to fix: $400 to $1,000.

Bad Radiator or Cooling Fan

Clogged radiators or a failed cooling fan cause overheating, especially in stop-and-go traffic. If your car overheats at idle but is fine on the highway, the cooling fan is the prime suspect.

Cost to fix: $300 to $1,200.

Blown Head Gasket

The worst-case scenario. Symptoms include white smoke from the exhaust, milky oil, coolant disappearing with no visible leak, and bubbles in the coolant reservoir.

Cost to fix: $1,500 to $3,500 plus.

How to Prevent Overheating

Get a Repair Estimate Before Approving Work

Cooling system repair costs vary wildly between shops. Get a free AI estimate before authorizing, especially for water pump or radiator jobs where the labor portion is the biggest part of the bill.

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